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The biggest risk is not taking one

From AIG. Think about the bailout money.

419 in postal mail

Probably everyone knows what 419 scam is. Usually such an email is sent to your email address, claiming that you could a good percentage of an illegal transaction as long as you provide some advanced fee and bank account information.

Yesterday, I got a real postal letter from UK. Someone named “Charles Wilson” of “Capital Management and Investment Ltd, UK”, claimed that I could get a share of $15.5M if I help him transfer to money out of UK. Of course, I know he will be asking for my bank account information. Unlike scammer emails which do not cost anything, I see a real postal stamp of 69 pennies on the envelope.

Time is hard for 419 scammers. It needs some (small) upfront investment to be a good 419 scammer nowadays.